(DOWNLOAD) "Smith v. Nationwide Mutual Insurance Co." by Court of Appeals of North Carolina No. 8810SC1288 ~ eBook PDF Kindle ePub Free
eBook details
- Title: Smith v. Nationwide Mutual Insurance Co.
- Author : Court of Appeals of North Carolina No. 8810SC1288
- Release Date : January 20, 1990
- Genre: Law,Books,Professional & Technical,
- Pages : * pages
- Size : 67 KB
Description
This appeal presents the question whether the underinsured motorist (""UIM"") coverages provided in two separate automobile insurance policies issued to the plaintiff-insured may be aggregated or ""stacked"" to compensate him for the death of his daughter who was killed while driving a vehicle owned by the insured and the daughter, given that the daughter and the vehicle were directly insured under only one of the policies. To answer this question, we must decide whether the so-called ""family-member vehicle"" or ""household-owned vehicle"" exclusion in one of the policies precludes UIM coverage for the daughter's death, and, therefore, prevents stacking. For the reasons that follow, we reverse the order granting summary judgment in favor of the insured, and remand the cause.